Calculate your monthly loan repayments, total interest
paid over the life of the loan and a full amortisation
schedule — for any loan amount, interest rate and term.

Calculate mortgage repayments, total interest cost
and full amortisation schedule. Compare different
deposit amounts, loan terms and interest rates
side by side.

Work out your car loan repayments including the
effect of a balloon payment or residual value.
Compare weekly, fortnightly and monthly repayment
options.

See how your savings or investments grow over time
with compound interest. Compare compounding frequencies
and visualise long-term growth with a year-by-year
breakdown.

Calculate return on investment for any project,
purchase or business decision. See ROI percentage,
net profit and annualised return over the
investment period.

Work out how much you need to save each week,
fortnight or month to reach a savings goal by
a target date — with or without an existing
starting balance.

Add or remove GST and VAT from any amount. Set your
local tax rate and instantly calculate the tax
component, pre-tax and post-tax totals for invoicing
and purchasing.

Calculate percentages, percentage change, percentage
of a total and reverse percentage — covering the most
common everyday percentage problems in one tool.

Calculate the final price after a discount, the
discount amount saved and the percentage discount
applied — useful for shopping, invoicing and
sales pricing.

Calculate the break-even point for a product or
business — the number of units or revenue needed
to cover fixed and variable costs before turning
a profit.

Calculate gross profit margin, net profit margin
and markup percentage for any product or service.
Work backwards from a target margin to find the
required selling price.

Calculate how long it will take to recover an
initial investment from the cash flows it generates.
Useful for capital expenditure decisions and
project feasibility assessments.